Services for Ruth Ann Vail, 95, of Spencer, will be conducted from 11 a.m., Monday, Sept. 12, 2022, at the Bethany Lutheran Church in Spencer. Rev. Ben Unseth will officiate the service. Visitation will be conducted one hour prior to the service at the church. Burial will be at Lone Tree Cemetery in Sioux Rapids at a later date. Vail passed away Wednesday, Sept. 7, 2022, at Northshire Residence. Warner Funeral Home of Spencer is in charge of arrangements.